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Article Highlights:

Counties that Qualify For Loans
Application Deadlines
Types of Disaster Loans
Interest Rates
Hurricane Ian Disaster Fact Sheet
Application Assistance

The Small Business Administration (SBA) provides disaster assistance for homeowners, renters, nonprofits, and businesses of all sizes affected by Hurricane Ian.

Caution: The following list of qualifying counties is preliminary and can change as damage assessments are concluded.

Florida Areas Eligible for SBA Disaster Loans – In the Florida counties of: Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Pinellas, and Sarasota.

For Economic Injury Only Loans: in the contiguous Florida counties of: Broward, Glades, Hendry, Highlands, Miami-Dade, Monroe, Pasco, and Polk.

Application Filing Deadlines:

Physical damage: November 28, 2022
Economic injury: June 29, 2023
Types of available disaster loans:

Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.

Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.

Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
Interest Rates:

Physical Damage Loans
Home Owners With Credit Available Elsewhere 4.375%
– Without Credit Available Elsewhere 2.188%
Businesses With Credit Available Elsewhere 6.080%
– Without Credit Available Elsewhere 3.040%
Non-Profits With Credit Available Elsewhere 1.875%
– Without Credit Available Elsewhere 1.875%
Economic Injury Loans
Businesses & Small Agricultural Cooperatives Without Credit Available Elsewhere 3.040%
Non-Profit Organizations Without Credit Available Elsewhere 1.875%

More detailed information can be found in the Hurricane Ian disaster fact sheet.

Get help with your application
Applicants are encouraged to apply online for a disaster loan. Please call the SBA at 800‐659‐2955 if you have any loan questions.

For any disaster related tax issues please give this office.

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